Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgagewhether it's a home purchase, a refinancing, or a home equity loanis a product, just like a car, so the price and terms may be negotiable. You'll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.
The Federal Trade Commission in conjunction with several other federal consumer agencies has prepared a booklet on filled with helpful information and forms designed to guide you through the process of choosing the mortgage that's right for you. A copy of the Consumer Handbook on Adjustable Rate Mortgages is available for you to view and print.
The handbook is saved as an Adobe Acrobat PDF document so that you can download and view it with all it's formatting intact. All you need is the FREE Adobe Acrobat Reader. If you don't already have it, it's quick to download and will come in handy on a number of other websites you visit as well.
If you need to download and install a copy of Adobe Acrobat Reader, click on the Acrobat icon below.
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Update November 17, 2006
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